Properties / 19145 W SAN MIGUEL Avenue
VA ASSUMABLERate: 6.64%

19145 W SAN MIGUEL Avenue

$440,000
Litchfield Park, AZ 85340
4 beds2 baths1,842 sqftSingle Family
The assumable advantage
6.64%
VA assumed rate
$71,893 interest already paid off
Estimated Loan Balance$427,329
Cash to close$12,671
Est. Monthly PITI$3,159
Initial Loan Amount$438,990
Time on site7 days
Remaining Term27 years, 7 months
Seller's equity (what you pay)
$12,671
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

THIS LOVELY HOME FEATURES A BACKYARD OASIS with stunning views of the White Tank Mountains throughout Zanjero Trails. Spanning 1,842 sq ft, this 4-bed, 2-bath interior impresses with perfectly selected wood-grain porcelain plank flooring, quartz counters, stylish backsplash, and matte black finishes. A bright airy front entry welcomes you inside, offering a direct view of the outdoor living space. The modern open-concept layout centers around a 10 ft kitchen island perfect for entertaining, and directly across from the well appointed dining space. Next, step outside to the outdoor retreat featuring high-quality turf, stone pavers, a custom grilling and dining space, and potential dog run. This gorgeous like new home qualifies for an incredible VA loan assumption financing opportunity.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $12,671. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,842
Property typeSingle Family
MLS #7075591
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,818/mo
Source est. payment (PITI)
$3,159/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$12,671

Asking price minus remaining loan balance. Closing costs are additional.

$0$12,671
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.