Properties / 549 W Haxtun Street
VA ASSUMABLERate: 2.88%

549 W Haxtun Street

$1,179,000
San Tan Valley, AZ 85143
4 beds4 baths2,998 sqftSingle Family
The assumable advantage
2.88%
VA assumed rate
$88,446 interest already paid off
Estimated Loan Balance$614,101
Cash to close$567,613
Est. Monthly PITI$3,293
Initial Loan Amount$681,480
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$564,899
Cash or secondary financing
Monthly savings
$4,105
Versus today's market rate
Est. savings per year
$49K
Versus today's market rate

About this home

Experience elevated desert living in this exceptional luxury estate on a premium 1-acre lot in an exclusive gated community. Enjoy breathtaking mountain views and Arizona sunsets from your private backyard oasis featuring a heated pool, spa, and sport court. This thoughtfully designed home offers 4 bedrooms and 4 baths, including two bedrooms with private en-suite baths. The luxurious primary suite provides direct laundry room access. The open-concept floor plan features a chef's kitchen and spacious great room. Enjoy an oversized 3-car garage, 44+ ft. RV garage with 30-amp and 50-amp hookups, and an oversized double swing RV gate. Luxury, privacy, and resort-style living await.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $564,899. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,998
Property typeSingle Family
MLS #7052949
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,848/mo
Source est. payment (PITI)
$3,293/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$564,899

Asking price minus remaining loan balance. Closing costs are additional.

$0$564,899
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.