Charming Rancho Mirage Estates Home - Ideal Maricopa Location. This well-maintained single-story ranch home located in Rancho Mirage Estates a sought-after community in central Maricopa. Built by D.R. Horton, these inviting residence features 3 bedrooms and 2 full bathrooms with a thoughtfully designed open floor plan that flows effortlessly from room to room. Step inside to discover a bright living space with carpet in all the right places and tile in high-traffic areas, creating both comfort and durability for everyday living. The heart of the home is the eat-in kitchen, complete with ample cabinetry, pantry storage, granite countertops, stainless steel appliances, and a generous island with breakfast bar, perfect for meal prep and casual gatherings. The spacious primary suite offers a peaceful retreat with dual sinks and plenty of closet space, while the secondary bedrooms are ideal for family, guests, or a home office. Outdoors, enjoy a covered patio and low-maintenance yard, ready for grilling, relaxing, and entertaining. The 2-car garage and easy-care landscaping add to the home's curb appeal. Community living is elevated with neighborhood amenities such as playgrounds and biking/walking paths, providing fun and convenience for families and active lifestyles.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.