Properties / 3126 E ROCHELLE Street
FHA ASSUMABLERate: 3.35%

3126 E ROCHELLE Street

$575,000
Mesa, AZ 85213
4 beds2 baths2,237 sqftSingle Family
The assumable advantage
3.35%
FHA assumed rate
$101,520 interest already paid off
Estimated Loan Balance$177,026
Cash to close$398,641
Est. Monthly PITI$1,740
Initial Loan Amount$263,356
Time on site36 days
Remaining Term16 years, 5 months
Seller's equity (what you pay)
$397,974
Cash or secondary financing
Monthly savings
$2,222
Versus today's market rate
Est. savings per year
$27K
Versus today's market rate

About this home

Move-in ready and beautifully maintained, this single-level 4-bedroom, 2-bath home in desirable Lehi Crossing offers the perfect blend of comfort and convenience. The popular split floor plan features a private primary suite separated from the secondary bedrooms. Bright, open living spaces are filled with natural light, creating an inviting atmosphere for everyday living and entertaining. Enjoy low-maintenance desert landscaping in the front, natural grass for kids and pets in the backyard, and no rear neighbors for added privacy. Located in a family-friendly community just minutes from Loop 202, shopping, dining, parks, and top-rated schools, this home is ideal for families, first-time buyers, or anyone seeking a move-in-ready home in a prime Mesa location.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $397,974. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,237
Property typeSingle Family
MLS #7063005
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,169/mo
Source est. payment (PITI)
$1,740/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$397,974

Asking price minus remaining loan balance. Closing costs are additional.

$0$397,974
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.