Properties / 9858 E TAMERY Avenue
VA ASSUMABLERate: 7.1%

9858 E TAMERY Avenue

$450,000
Mesa, AZ 85212
3 beds3 baths1,963 sqftSingle Family
The assumable advantage
7.1%
VA assumed rate
$36,988 interest already paid off
Estimated Loan Balance$237,980
Cash to close$212,020
Est. Monthly PITI$2,010
Initial Loan Amount$243,000
Time on site22 days
Remaining Term27 years, 11 months
Seller's equity (what you pay)
$212,020
Cash or secondary financing
Monthly savings
$1,019
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

Low-maintenance living meets smart, functional design in the heart of Eastmark. This 2024 built home offers a rare split-garage setup, with a one-car garage on each side and direct access to the home from both--ideal for keeping vehicles, storage, and daily routines organized. Inside, oversized tile flooring runs throughout the main level, creating a clean, easy-care foundation. The kitchen features 42-inch white cabinets, granite countertops, a herringbone-style backsplash, stainless-steel appliances with a gas range, a kitchen island, and an eat-in dining area. The whiteboard-style refrigerator adds a fun, practical touch for notes, reminders, or the week's game plan. Upstairs, a central loft creates flexible space for a home office, media area, or workout zone. The bedrooms are thoughtfully split on either side of the loft, while the primary suite includes a spacious bathroom with an oversized shower & large walk-in closet. Outside, enjoy a covered patio and courtyard-style backyard designed for relaxing without giving up every weekend to yardwork. Eastmark offers an active, connected lifestyle with community pools, parks, walking and biking paths, gathering spaces, events, and the Eastmark Great Park. Convenient access to the Loop 202 also keeps shopping, dining, entertainment, and major East Valley destinations within easy reach.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $212,020. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,963
Property typeSingle Family
MLS #7068873
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,635/mo
Source est. payment (PITI)
$2,010/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$212,020

Asking price minus remaining loan balance. Closing costs are additional.

$0$212,020
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.