This charming original-owner home is an ideal opportunity for a first-time buyer or investor, set on a spacious pie-shaped homesite that enhances both privacy and potential. Inside, you'll find 3 bedrooms plus a den and 2 baths across 1720 SqFt, featuring an open great room design and a thoughtful split-bedroom layout. The kitchen stands out with rich dark maple cabinetry, quartz countertops, stainless steel appliances, a walk-in pantry, and an island with a welcoming breakfast bar. Center-meet sliding glass doors connect the great room to a covered patio, extended paver patio, and low-maintenance artificial turf--perfect for relaxing or entertaining. The generous side yard remains unfinished, offering ample space for a future pool and even capturing some mountain views. The primary suite includes an en-suite bath with dual sinks, an oversized shower, and a walk-in closet. Additional highlights include a water softener, R/O system, a 2-car garage with paver driveway, and leased solar panels for added utility savings.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $1,842. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.