Properties / 25677 W PLEASANT Lane
FHA ASSUMABLERate: 4.19%

25677 W PLEASANT Lane

$465,000
Buckeye, AZ 85326
5 beds3 baths3,617 sqftSingle Family
The assumable advantage
4.19%
FHA assumed rate
$67,865 interest already paid off
Estimated Loan Balance$115,378
Cash to close$352,380
Est. Monthly PITI$1,208
Initial Loan Amount$152,192
Time on site50 days
Remaining Term17 years, 11 months
Seller's equity (what you pay)
$349,622
Cash or secondary financing
Monthly savings
$1,978
Versus today's market rate
Est. savings per year
$24K
Versus today's market rate

About this home

Seller will Carry with $100,000 dwn. offering a 5 Bedroom plan with 3 full Bathrooms. Downstairs is a bedroom & flex space. Bring your plans for the large Family Gatherings. Upgraded lighting in Great Room, Formal dining areas. Let's take a walk to view upstairs onto the wide stairway. In the Landing it's large enough to create a study area for the kiddos. All bedrooms are large enough to accomodate from Queen Sized to Extra large King Sized furnishings. There is a Loft that's perfect MAN CAVE. Primary Suite has a Sitting Room, Large Walk-in Closet. Laundry room is conveniently located upstairs where there is no need to carry it downstairs. Rear Yard awaiting your design ideas.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $349,622. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,617
Property typeSingle Family
MLS #6979741
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$764/mo
Source est. payment (PITI)
$1,208/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$349,622

Asking price minus remaining loan balance. Closing costs are additional.

$0$349,622
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.