Properties / 4208 N PARKWAY Avenue
FHA ASSUMABLERate: 6.81%

4208 N PARKWAY Avenue

$599,000
Scottsdale, AZ 85251
3 beds3 baths1,656 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$106,070 interest already paid off
Estimated Loan Balance$511,331
Cash to close$88,210
Est. Monthly PITI$3,940
Initial Loan Amount$527,573
Time on site33 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$87,669
Cash or secondary financing
Monthly savings
$83
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

One-of-a-kind custom industrial-style townhome walking distance to Old Town Scottsdale! You will not find another townhome in Scottsdale like this with a wide open floor plan and floating staircase. This home was completely reconfigured from its original floor plan in 2021. Just a 5-minute walk to Whole Foods, Hayden Greenbelt, Sprouts, and Old Town's premier dining, nightlife, and shopping, this home offers unbeatable convenience. Enjoy a private covered patio with a lime tree and access to the sparkling community pool. This home is an investors dream as it is the closest community to Downtown Old Town that allows short term rentals. This property has yielded $3500+ for rent with long term tenants for the past two years making this a 6.5% cap rate in an A+ location. In a market where cashflow is hard to come by, this a property that has been a positive investment regardless of interest rates. HOA covers water, sewer, and garbage. Whether you are going to live in a home unlike any other in an amazing location, or looking for a cash flowing investment that yields high returns- opportunities like this do not come up often.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $87,669. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,656
Property typeSingle Family
MLS #7064415
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,450/mo
Source est. payment (PITI)
$3,940/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$87,669

Asking price minus remaining loan balance. Closing costs are additional.

$0$87,669
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.