Properties / 18343 N CRESTVIEW Lane
VA ASSUMABLERate: 2.9%

18343 N CRESTVIEW Lane

$400,000
Maricopa, AZ 85138
4 beds2 baths2,613 sqftSingle Family
The assumable advantage
2.9%
VA assumed rate
$46,296 interest already paid off
Estimated Loan Balance$250,108
Cash to close$149,892
Est. Monthly PITI$1,601
Initial Loan Amount$288,463
Time on site2 days
Remaining Term24 years, 1 month
Seller's equity (what you pay)
$149,892
Cash or secondary financing
Monthly savings
$1,155
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Welcome home! Built in 2018, this beautifully maintained 4-bedroom, 2.5-bathroom residence combines modern style with everyday comfort, offering the perfect blend of move-in-ready convenience and lasting quality. From the moment you step inside, you'll appreciate the fresh, contemporary feel and thoughtful layout designed for today's lifestyle. The open-concept living space flows effortlessly, creating an inviting atmosphere ideal for both relaxing evenings at home and entertaining family and friends. Each bedroom is generously sized for flexible space for a growing family, or vising guests. Throughout the home, you'll find the kind of clean, modern finishes that today's buyers are looking for, with nothing left to update or renovate.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $149,892. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,613
Property typeSingle Family
MLS #7077503
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,204/mo
Source est. payment (PITI)
$1,601/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$149,892

Asking price minus remaining loan balance. Closing costs are additional.

$0$149,892
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.