MOVE-IN READY & FULL OF UPDATES IN FLORENCE GARDENS! This 2 bedroom, 2 bath home has been lovingly cared for and is ready for its next owner. Enjoy vaulted ceilings, updated flooring completed in 2025, and a bright, comfortable layout that feels like home from the moment you walk in. Outside, relax under the large covered patio or enjoy a nice game of cornhole on the backyard court. You'll love the easy-care landscaping and the extra space of the workshop and additional tempature controlled hobby room. Major updates include HVAC in 2023, newer water heater and water softener, updated faucets and door hardware, plus fresh exterior paint in 2026. Add in the fun 55+ Florence Gardens lifestyle and community amenities and this one is easy to love!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $101,275. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.