Properties / 41108 N HUDSON Trail
FHA ASSUMABLERate: 6%

41108 N HUDSON Trail

$549,000
Anthem, AZ 85086
4 beds3 baths2,513 sqftSingle Family
The assumable advantage
6%
FHA assumed rate
$12,409 interest already paid off
Estimated Loan Balance$496,343
Cash to close$53,157
Est. Monthly PITI$3,606
Initial Loan Amount$497,336
Time on site29 days
Remaining Term29 years, 8 months
Seller's equity (what you pay)
$52,657
Cash or secondary financing
Monthly savings
$250
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Thoughtfully designed floor plan includes both a spacious family room and an inviting living room, creating versatile spaces for everyday living and entertaining. The upper level features 4 generously sized bedrooms plus a multipurpose loft, perfect for a home office, game room, or additional living space. The spacious primary suite offers a comfortable sitting area and private en-suite bath. Eat-in kitchen overlooks the beautiful backyard, complete with a PebbleTec pool with a tranquil water feature. With no homes behind, you will enjoy added privacy! Additional highlights include New AC (2026), tile flooring throughout, built-in garage storage, water softener, reverse osmosis system, Smart Home technology, energy efficient solar, surround sound, newer water heater, newer pool pump (2023) Ideally located near Anthem's outstanding amenities! This home is within walking distance to the Anthem Community Center and park, Boulder High School and North Valley Regional Library. Offering the perfect blend of comfort, convenience, and lifestyle. Now is the time to buy before phase 2 of TSMC is completed and housing prices increase! Assessor square footage shows 2513 yet floor plan is the same as those homes listed as 2567, the assessor has blocked out square footage of the staircase reducing the total by 54 square feet. End result- lower taxes! Special Financing Incentive! The seller can provide a 1-Year Temporary Rate Buydown, reducing the buyer's mortgage payment during the first year. This allows buyers to benefit from lower payments upfront and increased affordability while settling into their new home. Rate buydown available to qualified buyers through participating lenders. Savings and payment reductions vary based on loan program, rate, and buyer qualifications. Reach out to the lender for complete details. Please consider Jessica Benevento for your lending needs and to receive the financing incentive

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $52,657. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,513
Property typeSingle Family
MLS #7060867
CountyMaricopa County
Assumable loanFHA
Tour this home
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,988/mo
Source est. payment (PITI)
$3,606/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$52,657

Asking price minus remaining loan balance. Closing costs are additional.

$0$52,657
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.