Properties / 4230 BLACKSMITH Way
VA ASSUMABLERate: 4%

4230 BLACKSMITH Way

$734,500
Wickenburg, AZ 85390
3 beds3 baths2,604 sqftSingle Family
The assumable advantage
4%
VA assumed rate
$115,107 interest already paid off
Estimated Loan Balance$636,868
Cash to close$98,808
Est. Monthly PITI$3,684
Initial Loan Amount$690,934
Time on site21 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$97,632
Cash or secondary financing
Monthly savings
$1,021
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

Fully paid-off solar and exceptional value per square foot! This 3-bedroom, 3-bath home with a den is located in Wickenburg Ranch's desirable Lone Star neighborhood, moments from Lake Park, the short course and restaurants. A generous open floor plan features dramatic vaulted living-room ceilings with custom beams, wood-look tile and sliding glass doors framing gorgeous western sunset views. The chef's kitchen offers granite counters, stainless appliances, custom cabinetry, a walk-in pantry and spacious island. Enjoy a fantastic outdoor entertaining area with covered patios and powered shades. Hunter Douglas shades and shutters, upgraded water filtration, spray-foam insulation, 3-zone cooling, custom den barn doors and a full 3-car garage complete this beautifully upgraded home. Set in the desirable Lone Star neighborhood of Wickenburg Ranch, this thoughtfully upgraded 3-bedroom, 3-bath home with a den combines a generous floor plan, desirable farmhouse exterior and spectacular western desert and mountain views. Its setting is moments from Lake Park, the short course and community restaurant facilities, while still offering the quiet surroundings of an established neighborhood. Inside, dramatic vaulted ceilings with custom beams create an impressive focal point in the living room. Wood-look tile flooring, upgraded baseboards, abundant natural light and a large wall of sliding glass doors enhance the open connection between the kitchen, dining and living areas. Custom barn doors add character and privacy to the den, while Hunter Douglas shades and shutters provide a finished look throughout the home. The spacious kitchen is designed for everyday living and entertaining, featuring granite countertops, stainless steel appliances, custom cabinetry, a walk-in pantry and an oversized island with plenty of gathering space. The primary suite captures tranquil views and includes a spa-inspired bathroom with dual vanities, a standalone soaking tub and a large walk-in shower. Stylish tilework and modern fixtures continue throughout all three bathrooms. The outdoor living space is equally impressive, with covered front and back patios, low-maintenance desert landscaping and powered patio shades that create a comfortable setting for dining, relaxing and entertaining. The backyard's gorgeous western exposure provides an exceptional vantage point for colorful Arizona sunsets and sweeping desert views. Quality and efficiency upgrades include fully owned and paid-off solar, spray-foam insulation, a 3-zone cooling system, an upgraded water-filtration system and hot-water recirculation. A spacious driveway and full 3-car garage provide excellent parking and storage. From its energy-efficient construction and quality interior finishes to its fantastic outdoor entertainment space and unforgettable sunset views, this home offers an exceptional opportunity to enjoy the Wickenburg Ranch lifestyle.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $97,632. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,604
Property typeSingle Family
MLS #7069544
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,311/mo
Source est. payment (PITI)
$3,684/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$97,632

Asking price minus remaining loan balance. Closing costs are additional.

$0$97,632
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.