Properties / 2895 E Suffock Avenue
VA ASSUMABLERate: 6.84%

2895 E Suffock Avenue

$250,000
Kingman, AZ 86409
3 beds2 baths1,194 sqftSingle Family
The assumable advantage
6.84%
VA assumed rate
$20,407 interest already paid off
Estimated Loan Balance$238,050
Cash to close$12,599
Est. Monthly PITI$1,837
Initial Loan Amount$240,134
Time on site36 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$11,950
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Discover an exceptional opportunity at 2895 E Suffock Ave in Kingman, Arizona. This attractive single family residence in great condition, was constructed in 2019, and offers 1,194 sq ft of thoughtful living design. It's not just a house, it's your next adventure in comfortable, affordable living. The stylish kitchen is a culinary playground, boasting spacious dark brown cabinets with beautiful marble countertops to compliment. The bathrooms offer a refined experience, with one featuring a walk-in shower for convenience and contemporary appeal. This residence includes a private yard, presenting an exclusive outdoor retreat, and an attached garage for secure parking. If that's got your attention then you'll love the extra RV space perfect for storage, vehicles or toys. Come take a glimpse of fine desert living and see why this property stands out above the rest.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $11,950. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,194
Property typeSingle Family
MLS #039366
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,578/mo
Source est. payment (PITI)
$1,837/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$11,950

Asking price minus remaining loan balance. Closing costs are additional.

$0$11,950
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.