Properties / 4457 W HUNTER Trail
FHA ASSUMABLERate: 6.71%

4457 W HUNTER Trail

$385,000
San Tan Valley, AZ 85144
3 beds2 baths1,433 sqftSingle Family
The assumable advantage
6.71%
FHA assumed rate
$74,318 interest already paid off
Estimated Loan Balance$363,502
Cash to close$21,890
Est. Monthly PITI$2,892
Initial Loan Amount$375,267
Time on site29 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$21,498
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

BETTER THAN NEW IN SAN TAN HEIGHTS! Why wait for a new build when you can own a nearly new home with the new-home kinks already worked out? This exceptionally clean, meticulously maintained, and truly turnkey 3-bedroom, 2-bath home offers the perfect combination of modern construction, thoughtful upgrades, and the peace of mind that comes from a home that has already been loved and improved. Situated on a desirable corner lot with beautiful mountain views, this home offers added privacy, extra space, and a scenic Arizona backdrop. Inside, you'll find a bright, open-concept layout featuring a spacious great room, upgraded lighting throughout, a stylish kitchen backsplash, and custom under-cabinet lighting that adds warmth and character to the living space. The living area is enhanced by a custom built-in entertainment cabinet, creating a beautiful focal point that is both functional and inviting. The split-bedroom floor plan provides privacy and flexibility, while the primary suite offers a relaxing retreat with a well-appointed bathroom and walk-in closet. Enjoy all the benefits of a newer home without the wait, hassle, or expense of completing builder upgrades. The little details have already been taken care of, the home has been settled in, and the result is a property that feels better than new--clean, comfortable, and ready for immediate move-in. Located in desirable San Tan Heights with convenient access to shopping, dining, parks, and schools, this home truly offers the best of both worlds: nearly new construction without the new-construction headaches. Pack your bags and move right in!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $21,498. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,433
Property typeSingle Family
MLS #7065221
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,429/mo
Source est. payment (PITI)
$2,892/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$21,498

Asking price minus remaining loan balance. Closing costs are additional.

$0$21,498
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.