Properties / 16129 W Glenrosa Avenue
VA ASSUMABLERate: 3.07%

16129 W Glenrosa Avenue

$599,000
Goodyear, AZ 85395
3 beds3 baths2,834 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$66,226 interest already paid off
Estimated Loan Balance$442,107
Cash to close$160,653
Est. Monthly PITI$2,506
Initial Loan Amount$486,000
Time on site50 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$156,893
Cash or secondary financing
Monthly savings
$1,443
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

$30,900 PRICE REDUCTION! NOW $599,000 + SELLER CONTRIBUTION! Discover The Hidden Gem in Palm Valley, offering 2,834 sq ft, 3 bedrooms + den, 2.5 baths, a split floor plan, owned solar, and a 3 car garage. The spacious kitchen and great room open the door to easy everyday living, while the backyard feels like your own Arizona retreat with a private pool and water feature, putting green, fire pit, and covered patio. Seller will contribute up to 1% toward buyer closing costs or an eligible interest rate buy down with a full price offer. Minutes from GSQ, shopping, dining, Loop 303, I-10, and Arizona's first Buc-ee's. What if your next home felt like a retreat every day? Welcome to The Hidden Gem in Palm Valley, where spacious indoor living meets an Arizona backyard made for enjoying the outdoors. Now offered at $599,000, this move in ready home features 2,834 sq ft, 3 bedrooms plus a den, 2.5 baths, a split floor plan, owned solar, and a 3 car garage. The open great room and kitchen create a natural gathering space at the heart of the home. The gourmet kitchen features 42" staggered maple cabinetry, granite countertops, stainless steel appliances, gas cooktop, wall oven, range hood, walk in pantry, dedicated coffee bar, and a large island with breakfast bar seating. When it is time to unwind, step into the spacious primary suite with direct backyard access, dual vanities, soaking tub, glass shower, and two walk in closets. Then there is the backyard. Cool off in the private pool with water feature, practice your putt on the 3 hole putting green, gather around the wood burning fire pit, or simply relax under the covered patio. Turf and citrus trees complete this inviting outdoor space. Thoughtful improvements include Italian porcelain flooring in the bedrooms, den, and primary bath (2024), hard line irrigation (2022), owned solar (2020), water softener and reverse osmosis system (2020), and a new gas water heater (2026). The 2 car garage also includes a mini split AC for added flexibility. Conveniently located minutes from Goodyear Civic Square (GSQ), shopping, dining, Loop 303, I-10, and Arizona's first Buc-ee's. And there is more to the new $599,000 price. Seller will contribute up to 1% toward buyer closing costs or an eligible interest rate buy down with a full price offer. Come see why 16129 W Glenrosa Ave is The Hidden Gem in Palm Valley.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $156,893. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,834
Property typeSingle Family
MLS #7027354
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,090/mo
Source est. payment (PITI)
$2,506/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$156,893

Asking price minus remaining loan balance. Closing costs are additional.

$0$156,893
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.