Assumable VA loan available! Built in 2022, this beautifully maintained single-level home offers the perfect blend of style, comfort and low-maintenance living. Featuring 3 bedrooms and 2 baths, the open floorplan showcases wood-plank gray tile in all the right places and a bright, modern feel throughout. This home comes complete with the washer, dryer and refrigerator included, making this home truly move-in ready. The split primary suite features an updated bath with stylish subway-tile accents. Outside, enjoy a beautifully landscaped yard with low-maintenance turf and pavers--perfect for relaxing or entertaining. Plus, take advantage of the assumable VA loan, offering a potential financing benefit for qualified VA buyers. All this in the highly desirable Harvest at Queen Creek, featuring resort-style and junior Olympic pools, splash pad, community lake, parks, playgrounds, trails, green spaces and community center. Like-new without the wait!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $39,774. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.