Properties / 30916 W INDIANOLA Avenue
FHA ASSUMABLERate: 3.8%

30916 W INDIANOLA Avenue

$310,000
Buckeye, AZ 85396
4 beds2 baths1,712 sqftSingle Family
The assumable advantage
3.8%
FHA assumed rate
$49,231 interest already paid off
Estimated Loan Balance$169,724
Cash to close$141,793
Est. Monthly PITI$1,361
Initial Loan Amount$196,367
Time on site50 days
Remaining Term22 years, 11 months
Seller's equity (what you pay)
$140,276
Cash or secondary financing
Monthly savings
$903
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Major Price reduction - No haggle price (firm). Being sold ''AS IS''. Come see this beautiful Palo Verde floorplan home in Buckeye's amazing Tartessos neighborhood, surrounded by beautiful mountains and desert views. Built in 2019, this super energy-efficient, 4-bedroom, 2-bath, 2-car garage, home is not even 10 years old and immediate move-in ready. Solar Pannels ensure a no or low electric bill. Current owner actually got a refund each year with no electricity cost after solar was installed. Enjoy community hiking and bike trails, splash pads, sports courts, baseball fields, green spaces, and a neighborhood school. Recently painted inside and out. The open great room flows into a stylish kitchen with espresso cabinets, granite counters, gas range, water and heat. Added touches include designer towel bars, security front door keypad, and a large solar panel system for extra savings.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $140,276. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,712
Property typeSingle Family
MLS #7032367
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$925/mo
Source est. payment (PITI)
$1,361/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$140,276

Asking price minus remaining loan balance. Closing costs are additional.

$0$140,276
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.