Welcome to this like new single-level home situated on a desirable corner lot in the Arroyo Grande subdivision! Built in 2021, this residence features an impressive upgrade package that sets it apart from the rest. Step into a spacious hallway that leads to a bright and airy great room, complete with sliding doors that connect indoor and outdoor living spaces. The interior boasts durable tile flooring, recessed lighting, and a neutral color palette throughout. The gourmet kitchen features an island with a breakfast bar, elegant white cabinets, a pantry, stunning granite countertops, and built-in appliances, including double ovens. Retreat to the split main suite, which offers a luxurious bathroom with dual sinks, a glass-enclosed shower with seating and Walk in Closet. You'll also appreciate the cozy carpeted den, perfect for relaxation or a home office. The laundry room includes convenient cabinets and a utility sink for added functionality. Step outside to the generously sized back yard with covered patio perfect for entertaining and a spot for the RV!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $12,157. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.