Properties / 15782 W POLK Street
VA ASSUMABLERate: 2.98%

15782 W POLK Street

$514,999
Goodyear, AZ 85338
4 beds3 baths2,523 sqftSingle Family
The assumable advantage
2.98%
VA assumed rate
$72,725 interest already paid off
Estimated Loan Balance$454,188
Cash to close$63,840
Est. Monthly PITI$2,496
Initial Loan Amount$507,640
Time on site50 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$60,811
Cash or secondary financing
Monthly savings
$883
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

4 Bed 3 Bath with Gated Courtyard, Granite and Quartz Countertops with a Vegetable Sink for your Entertaining needs in Bella Rosa Community offers Pool, Dog Park, Children's Playground, Walking Paths and Park! Near Walmart, Buc-ee's, Restaurants, Gas Stations, Goodyear Recreational Campus is close by as well.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $60,811. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,523
Property typeSingle Family
MLS #7048792
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,154/mo
Source est. payment (PITI)
$2,496/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$60,811

Asking price minus remaining loan balance. Closing costs are additional.

$0$60,811
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.