Properties / 2650 E Lass Avenue
VA ASSUMABLERate: 5.52%

2650 E Lass Avenue

$165,000
Kingman, AZ 86409
2 beds2 baths1,248 sqftSingle Family
The assumable advantage
5.52%
VA assumed rate
$22,921 interest already paid off
Estimated Loan Balance$99,225
Cash to close$66,335
Est. Monthly PITI$777
Initial Loan Amount$104,636
Time on site36 days
Remaining Term26 years
Seller's equity (what you pay)
$65,775
Cash or secondary financing
Monthly savings
$373
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Well-maintained 2-bedroom, 2-bath manufactured home situated on approximately 0.28 acres! This fully fenced property offers a spacious and inviting layout with abundant natural light and a functional kitchen with ample cabinetry. Enjoy the covered front deck, perfect for relaxing and overlooking the beautifully maintained yard and mature shade trees. The enclosed carport provides excellent room for parking, storage, or projects, while the workshop inside and additional shed offer even more space for hobbies and tools. With gated access and plenty of parking, there is room for vehicles, trailers, and all the toys. Conveniently located near shopping, dining, and everyday amenities, this move-in ready property offers comfort, versatility, and plenty of space to make it your own!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $65,775. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,248
Property typeSingle Family
MLS #038857
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$600/mo
Source est. payment (PITI)
$777/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$65,775

Asking price minus remaining loan balance. Closing costs are additional.

$0$65,775
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.