Bring your horses and toys to this charming four bedroom, 2 bathroom home on 1.01 acres with an oversized garage for all your toys. This home has been taken care of and it shows, it features 4 bedrooms, 2 bathrooms with a nice sized kitchen with RO under the sink, large kitchen island and an indoor laundry room. Newer windows, newer vinyl flooring, newer roof, and newer heat pump. There's plenty of room for horses, nice sized shed/tack room, and a screened in back porch to enjoy the beautiful mountain views. The metal garage with electric is 24x30 and just outside of the garage there are RV hookups with 50 amp electrical and water so you can park your RV. Paved street in front of property but lots of trails for ATV, RZR, horseback riding and hiking. Centrally located 15 minutes to Kingman, 20 minutes to the River and Laughlin and an hour from Las Vegas.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $13,313. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.