Properties / 10734 W BLOCH Road
FHA ASSUMABLERate: 5.22%

10734 W BLOCH Road

$379,500
Tolleson, AZ 85353
3 beds2 baths1,331 sqftSingle Family
The assumable advantage
5.22%
FHA assumed rate
$73,534 interest already paid off
Estimated Loan Balance$351,550
Cash to close$30,511
Est. Monthly PITI$2,623
Initial Loan Amount$370,161
Time on site50 days
Remaining Term26 years, 2 months
Seller's equity (what you pay)
$27,950
Cash or secondary financing
Monthly savings
$183
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

2022 YEAR BUILT!! This home qualifies for a $5,000 Chase Homebuyer Grant!! Great curb appeal with stone accent details, a low-care front yard, and a paver driveway. The immaculate interior showcases a neutral palette, abundant natural light, tall ceilings, and tile flooring w/soft carpet in all the right places. The open-concept kitchen boasts SS appliances, a pantry, wood shaker cabinetry, recessed & pendant lighting, and a prep island w/breakfast bar. Enter the large main bedroom to find a spotless ensuite with dual sinks and a walk-in closet. The perfectly sized backyard offers a covered patio to relax! This family-friendly community features a community park which includes a playground, walking trails, sports fields and ramadas.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $27,950. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,331
Property typeSingle Family
MLS #7013446
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,055/mo
Source est. payment (PITI)
$2,623/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,950

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,950
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.