You'll LOVE this spacious, beautiful home with an assumable loan. Nestled on a cul-de-sac, offering 5 beds, 3 baths, & a low-care landscape. The fabulous interior showcases tons of natural light, tall ceilings, designer palette, tile flooring in common areas, and plush carpet in bedrooms. Designed for everyday living & entertaining, the seamlessly flowing open layout is sure to impress! The impeccable kitchen boasts SS appliances, granite counters, recessed lighting, a pantry, espresso shaker cabinetry, and an island w/breakfast bar. The large main bedroom has an ensuite with a dual granite vanity & a walk-in closet. Secondary bedrooms provide versatility. Check out the sizable backyard with a covered patio & artificial turf, perfect for relaxation or gathering! Make this gem yours!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $19,063. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.