Welcome home! This well-maintained Rancho El Dorado gem featuring 4 beds, 2 baths, light and bright large open floorplan with vaulted ceilings, updates galore and a fabulous very private entertainers backyard oasis await! Sparkling heated pool, in ground jacuzzi, putting green, no 2 story homes behind, and newer HVAC! Large primary suite, spacious bedrooms and a large kitchen with island, granite countertops and plenty of storage. Oversized quiet N/S cul-de-sac lot with classy updates, handsome curb appeal, and no street parking! Rest easy with the included solar system! Rancho El Dorado's lush park-like setting features a well-kept 18 hole golf course, shaded driving range, restaurant, lakes, basketball courts, playgrounds and walking paths. See list of updates and make your appt today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $203,532. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.