Properties / 9242 S 168TH Drive
VA ASSUMABLERate: 6.85%

9242 S 168TH Drive

$515,000
Goodyear, AZ 85338
4 beds2 baths2,273 sqftSingle Family
The assumable advantage
6.85%
VA assumed rate
$69,840 interest already paid off
Estimated Loan Balance$505,329
Cash to close$10,161
Est. Monthly PITI$3,827
Initial Loan Amount$515,000
Time on site35 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$9,671
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this better-than-brand-new 4-bedroom home in the highly sought-after Estrella community! Thoughtfully upgraded beyond builder standards, this home offers the perfect blend of style, comfort, and functionality. Inside, you'll find new carpet with upgraded padding, ceiling fans installed in every bedroom and living space, beautiful quartz countertops, and an oversized multi-panel sliding glass door that fills the home with natural light and creates seamless indoor-outdoor living. A spacious loft provides the perfect flex space for a game room, media room, home office, or additional living area. Step outside to an impeccably landscaped backyard designed for entertaining and relaxation, featuring a stunning raised travertine patio, a covered ramada, and plenty of room to enjoy Arizona's beautiful weather. End each day with breathtaking sunset views from the primary bathroom, adding a touch of luxury to your daily routine. Living in Estrella means enjoying an exceptional resort-style lifestyle with outstanding amenities, including championship golf, scenic lakes, heated community pool, pickleball courts, miles of walking and biking trails, fitness facilities, parks, resident events, and so much more. This is your opportunity to own a truly move-in-ready home in one of the Valley's premier master-planned communities!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $9,671. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,273
Property typeSingle Family
MLS #7063750
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,381/mo
Source est. payment (PITI)
$3,827/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$9,671

Asking price minus remaining loan balance. Closing costs are additional.

$0$9,671
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.