Properties / 3323 S 90TH Lane
FHA ASSUMABLERate: 3.47%

3323 S 90TH Lane

$399,900
Tolleson, AZ 85353
4 beds2 baths2,169 sqftSingle Family
The assumable advantage
3.47%
FHA assumed rate
$52,755 interest already paid off
Estimated Loan Balance$220,310
Cash to close$180,087
Est. Monthly PITI$1,626
Initial Loan Amount$253,326
Time on site45 days
Remaining Term23 years, 8 months
Seller's equity (what you pay)
$179,590
Cash or secondary financing
Monthly savings
$1,220
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Make yourself at home in this delightful residence with a 2-car garage and manicured landscape! Inviting interior features a blend of tile & carpet flooring, archways, tons of natural light, and a combined living & dining room. Desirable great room enhanced by pre-wired surround sound is perfect for movie nights or hosting loved ones and friends. Spotless kitchen comes with recessed lighting, SS appliances, abundant cabinetry adorned with crown moulding, a walk-in pantry, a center island with a breakfast bar, and a breakfast nook. Airy main bedroom provides a private bathroom and a walk-in closet. Venture to the quaint backyard where a covered patio and paver seating area create the ideal setting for morning coffee, outdoor dining, or weekend gatherings. This amazing deal won't last!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $179,590. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,169
Property typeSingle Family
MLS #7059333
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,138/mo
Source est. payment (PITI)
$1,626/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$179,590

Asking price minus remaining loan balance. Closing costs are additional.

$0$179,590
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.