This well-maintained San Tan Valley home has been refreshed inside and out with upgrades designed for both comfort and functionality. The kitchen features new smart appliances, updated plumbing fixtures, and new blinds, while the updated bathroom and laundry area add a fresh, modern feel. A new washer and dryer are also included. Behind the scenes, you'll appreciate improvements that make everyday living easier, including upgraded electrical, a 220V junction box in the garage, newly installed outlets on the plant shelves, and a smart Wi-Fi timer on the water heater. Step outside and discover a space made for enjoying Arizona living. Fresh landscaping and a new automatic sprinkler system make upkeep easier, while garden tubs offer space to grow flowers, herbs, or vegetables. One of the property's most charming features is the serene ivy-covered arch illuminated by camp lights behind a stone firepit, a peaceful spot to relax and unwind at the end of the day. With its combination of practical upgrades, smart features, outdoor charm, and the freedom of no HOA, this house is ready for its next owner to make it home.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $31,409. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.