What if you could find a home that looks like it belongs on HGTV, has a private salt water pool, a second primary suite, and no neighbors directly behind... all in San Tan Valley? Well... you just did! Welcome to this beautifully remodeled single-level home in Circle Cross Ranch! Offering 4 bedrooms, 3 bathrooms, and 1,836 sq ft, this thoughtfully designed split floor plan includes a rare second primary suite, making it ideal for multigenerational living, guests, or a private retreat for an older child. Pride of ownership shines throughout with extensive updates, including newer luxury vinyl flooring, newer windows, a newer A/C unit, and stylish finishes at every turn. The stunning kitchen features rich wood cabinetry, quartz countertops, stainless steel appliances, and ample storage. The spacious primary suite is separate from the secondary bedrooms, providing privacy and comfort. Step outside to your backyard oasis featuring a recently resurfaced pool with updated equipment, a removable safety fence, attractive low maintenance turf & landscaping, and no homes directly behind. Combining modern upgrades, flexible living space, and exceptional outdoor amenities, this move-in ready home truly has it all!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $57,653. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.