Properties / 3800 E WOODSIDE Way
VA ASSUMABLERate: 2.81%

3800 E WOODSIDE Way

$570,000
Gilbert, AZ 85297
4 beds3 baths2,181 sqftSingle Family
The assumable advantage
2.81%
VA assumed rate
$47,155 interest already paid off
Estimated Loan Balance$291,876
Cash to close$280,145
Est. Monthly PITI$1,682
Initial Loan Amount$329,448
Time on site50 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$278,124
Cash or secondary financing
Monthly savings
$1,993
Versus today's market rate
Est. savings per year
$24K
Versus today's market rate

About this home

Desert Oasis with Pool, Waterslide, and RV Access. A residence where Arizona living reaches its full potential. This 4-bedroom, 2.5-bathroom property combines an open concept floor plan with desert sunlight exposure and open sky views that define the lifestyle here. Every room flows smoothly, bathed in natural light and designed for the way residents actually live. Inside, luxury vinyl plank flooring spans the home except tile in the bathrooms. The kitchen is updated Corian countertops and stainless steel appliances that blend form and function. Low-E solar protection windows and dual-pane energy efficient glass work together with a high-efficiency HVAC system to keep the interior comfortable. *Huge 3+ acre park is like an extension of the backyard*

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $278,124. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,181
Property typeSingle Family
MLS #7032416
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,368/mo
Source est. payment (PITI)
$1,682/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$278,124

Asking price minus remaining loan balance. Closing costs are additional.

$0$278,124
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.