ASSUMABLE FHA LOAN AT 4.5%!!! Take FULL advantage of an incredible financing opportunity on this nearly new, 4 bed/2 bath exceptionally maintained home. The open-concept design offers a bright, spacious feel, while the split floor plan provides privacy & functionality. The kitchen features beautiful white quartz countertops, stainless steel appliances, & space for gathering & entertaining. Energy-efficient construction adds to the home's appeal & helps keep everyday living costs in check. The spacious 2 car garage includes epoxy floors for durability & easy maintenance. Outside, the backyard is ready to enjoy, with fresh turf, pavers, & low-care landscaping supported by a convenient drip irrigation system. The ramada is a bonus, creating a fantastic space for outdoor grilling & entertaining. With newer construction, modern finishes, a thoughtfully designed backyard, AND an assumable FHA loan at just 4.5%, this property offers a rare opportunity to enjoy the benefits of a newer home while securing a financing rate that is difficult to find in today's market!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $16,675. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.