Perfectly tucked away on a quiet cul-de-sac in the desirable active adult community of Sun City Anthem at Merrill Ranch, this beautifully maintained Providence model offers the lifestyle buyers dream of. From the moment you arrive, you'll appreciate the lush landscaping, inviting curb appeal, and peaceful setting with unobstructed Arizona sunset views... the perfect backdrop for relaxing evenings, outdoor dining, and entertaining under the covered patio. The thoughtfully designed open-concept floor plan delivers both comfort and functionality. It features a spacious great room, a private den, and a split guest suite that's ideal for visitors or multi-generational living. The kitchen is beautifully appointed with maple raised-panel staggered cabinetry, crown molding, pull-out shelving, stainless steel appliances, a gas range, and abundant prep and storage space, making everyday living and hosting effortless. The spacious primary suite is a true retreat, complete with a bay window, sitting area, dual sinks with a vanity, an oversized walk-in shower, and an impressive walk-in closet. Plantation shutters throughout add timeless elegance and privacy, while upgraded PVC irrigation and new manifolds offer peace of mind. Additional highlights include a full 2-car garage plus a separate golf cart garage for extra storage and convenience. Plus, the furniture is available via separate bill of sale, creating a true turnkey opportunity. What truly sets this home apart is the incredible lifestyle that comes with it. Located just a short walk or golf cart ride from the Union Center and community amenities, residents enjoy one of Arizona's premier resort-style active adult communities. Sun City Anthem at Merrill Ranch boasts a stunning 48,000-square-foot recreation center featuring a resort style pool, indoor lap pool and spa, a fitness center, walking track, pickleball, tennis, bocce ball, horseshoes, shuffleboard, and dozens of social clubs and activities. Creative studios for pottery, quilting, jewelry making, glass arts, and crafts provide endless opportunities to pursue hobbies, while the ballroom hosts concerts, dancing, and theatrical productions year-round. Golf enthusiasts will love the award-winning Troon-managed Poston Butte Golf Club just moments away. This is more than just a home, it's the vibrant lifestyle buyers move to Sun City Anthem for. Come experience why so many are choosing this community for the next exciting chapter of life!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $184,973. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.