Properties / 2614 W BOW Court
FHA ASSUMABLERate: 3.45%

2614 W BOW Court

$439,000
San Tan Valley, AZ 85144
4 beds3 baths2,486 sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$58,236 interest already paid off
Estimated Loan Balance$248,087
Cash to close$192,030
Est. Monthly PITI$1,750
Initial Loan Amount$284,747
Time on site50 days
Remaining Term23 years, 8 months
Seller's equity (what you pay)
$190,913
Cash or secondary financing
Monthly savings
$1,310
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

Rare Opportunity! Welcome to this highly upgraded home in San Tan Valley. Features modern wood-look flooring, vaulted ceilings and designer fixtures throughout. Chef's kitchen is bright and clean with stainless steel appliances and oversized kitchen island perfect for entertaining. Upstairs primary bedroom feels luxurious and en-suite bathroom impresses with dual sink vanity and private toilet. Covered patio and grassy backyard to relax and enjoy your outdoor Arizona Living. Storage shed and cabinets in the garage provide plenty of storage. Convenient RV gate and cul-de-sac lot in the desirable Morning Suns Farms community. Quick and easy access to Banner Ironwood Medical Center, Queen Creek Olive Mill and San Tan Mountain Regional Park. This home is move-in ready - tour today!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $190,913. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,486
Property typeSingle Family
MLS #7051896
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,279/mo
Source est. payment (PITI)
$1,750/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$190,913

Asking price minus remaining loan balance. Closing costs are additional.

$0$190,913
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.