PAID SOLAR PANELS, huge savings on electricity! Beautifully remodeled in 2003 from; kitchen, flooring, bathrooms, roof to new A/C and duct work. Located in the Encanto District, in the heart of Phoenix and literally just minutes away from the I-10, I-17, 51, and 202. You'll be on your way to to your destination in no time. Immaculate from ceiling to floor. Wood-like tile flooring throughout. New flooring, paint, and fixtures. The kitchen has granite countertops, tile backsplash, stainless steel appliances, recessed lighting, and contemporary cabinets with lots of storage space. It's the perfect starter home if you're a first-time buyer. HOUSE QUALIFIES FOR A 3-2-1 BUY DOWN: 3% off 1st year, 2% off 2nd year, and 1% off 3rd year. See Documents Tab for details
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.