Investor Opportunity with Built-In Tenant! This home offers an assumable VA mortgage at 4.25%, available to an approved VA buyer. Currently tenant-occupied, this is an excellent opportunity for investors seeking immediate rental income. This single-story home features 3 bedrooms plus a den/dining area, 3 bathrooms, and a hard-to-find 4-car tandem garage. Situated on a desirable north/south-facing lot with no neighbors behind, the home offers a split floor plan, a spacious open kitchen overlooking the great room, and ample dining space. The kitchen includes a gas stove and all appliances convey. Interior upgrades include 8-foot doors, white shaker cabinetry, granite countertops, and wood-look tile flooring throughout the main living areas, with laminate flooring in all bedrooms. The low-maintenance landscaping makes ownership easy and convenient. Photos were taken while the home was vacant; the property is currently tenant-occupied.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.