Properties / 3752 E DONALD Drive
VA ASSUMABLERate: 2.89%

3752 E DONALD Drive

$1,050,000
Phoenix, AZ 85050
4 beds3 baths3,364 sqftSingle Family
The assumable advantage
2.89%
VA assumed rate
$98,423 interest already paid off
Estimated Loan Balance$558,163
Cash to close$499,580
Est. Monthly PITI$3,311
Initial Loan Amount$631,960
Time on site50 days
Remaining Term24 years, 3 months
Seller's equity (what you pay)
$491,837
Cash or secondary financing
Monthly savings
$3,522
Versus today's market rate
Est. savings per year
$42K
Versus today's market rate

About this home

Exceptional Toll Brothers home in Aviano at Desert Ridge on an oversized corner lot w/ private courtyard & seamless indoor-outdoor living. Renovated in 2021 & meticulously maintained, this home features a stunning 3-panel sliding door for effortless entertaining & dining. Interior highlights include granite countertops, large kitchen island, SS Bosch appliances, spacious family room, walk-in pantry w/ butler's pantry, den/office, & a large loft. Primary suite offers a spa-like bath w/ soaking tub, dual vanities, & walk-in closet. New HVAC (2024) and energy-saving solar. Beautifully landscaped yard with travertine pavers, synthetic grass, and resort style community amenities. Minutes from world class dining & entertainment at Desert Ridge, top-rated schools, & easy freeway access.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $491,837. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,364
Property typeSingle Family
MLS #7000630
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,670/mo
Source est. payment (PITI)
$3,311/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$491,837

Asking price minus remaining loan balance. Closing costs are additional.

$0$491,837
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.