Properties / 18324 W PUEBLO Avenue
FHA ASSUMABLERate: 7.2%

18324 W PUEBLO Avenue

$426,000
Goodyear, AZ 85338
4 beds2 baths1,734 sqftSingle Family
The assumable advantage
7.2%
FHA assumed rate
$59,429 interest already paid off
Estimated Loan Balance$296,379
Cash to close$130,196
Est. Monthly PITI$2,489
Initial Loan Amount$304,232
Time on site49 days
Remaining Term27 years, 3 months
Seller's equity (what you pay)
$129,621
Cash or secondary financing
Monthly savings
$441
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Welcome home to this beautifully maintained, move-in ready single-story home in Goodyear, Arizona. - 4 bedrooms, 2 bathrooms, and a thoughtfully designed open-concept floor plan, this home perfectly blends comfort, style, and functionality. Step inside to vaulted ceilings, abundant natural light, and a spacious living area that flows seamlessly into the kitchen and dining, making it ideal for both everyday living and entertaining. The beautifully appointed kitchen features timeless white cabinetry, elegant quartz countertops, stainless steel appliances, a large pantry, breakfast bar, and a dedicated breakfast nook. The private primary suite offers a peaceful retreat with a spacious en-suite bathroom featuring a dual-sink vanity and a walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Step outside to a finished backyard designed for easy Arizona living. Enjoy low-maintenance desert landscaping, attractive paver accents, and a covered patio that creates the perfect space for relaxing, entertaining, or enjoying your morning coffee year-round. Residents enjoy community walking and biking paths, greenbelts, and a neighborhood playground, creating opportunities to stay active and enjoy the neighborhood. Located in Goodyear, AZ, this home offers convenient access to Loop 303, I-10, Luke Air Force Base, United Aviate Academy, Goodyear Ballpark, shopping, dining, golf courses, parks, and the rapidly expanding West Valley employment corridor.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $129,621. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,734
Property typeSingle Family
MLS #7057905
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,071/mo
Source est. payment (PITI)
$2,489/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$129,621

Asking price minus remaining loan balance. Closing costs are additional.

$0$129,621
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.