Properties / 2914 W REDFIELD Road
FHA ASSUMABLERate: 6.27%

2914 W REDFIELD Road

$400,000
Phoenix, AZ 85053
4 beds3 baths1,763 sqftSingle Family
The assumable advantage
6.27%
FHA assumed rate
$83,976 interest already paid off
Estimated Loan Balance$375,309
Cash to close$25,594
Est. Monthly PITI$2,894
Initial Loan Amount$390,791
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$24,691
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Shortsale beautiful home located in the heart of Phoenix with 4 bedrooms, 2 bath and a large pool. Gorgeously engineered hardwood floors throughout the home along with 2 bedrooms with carpet. Granite countertops and stainless appliances. Spacious floor plan also includes a family room and a separate living room with a brick wood burning fireplace. Large North/South facing lot with pool and great covered patio to enjoy. Newer water heater. Hvac will need replacement by buyer. Come and check out this beautiful home!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $24,691. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,763
Property typeSingle Family
MLS #7050116
CountyMaricopa County
Assumable loanFHA
Tour this home
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,420/mo
Source est. payment (PITI)
$2,894/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,691

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,691
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.