Charming 2-story home in Gilbert's sought-after The Gardens community! This 3 bed/2.5 bath, 1,375 sq ft home features granite countertops, travertine flooring on the main level and all baths, fresh interior paint in select rooms, and new carpet in the master bedroom. Enjoy a fenced backyard with a private patio -- perfect for entertaining. 2-car garage included. Community amenities include 3 pools (heated), basketball courts, parks, Playgrounds, and scenic walking paths. Top-rated Higley USD schools. Minutes to Agritopia, San Tan Marketplace, and US-202. A must-see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $165,662. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.