Properties / 9512 W TURNEY Avenue
VA ASSUMABLERate: 6.39%

9512 W TURNEY Avenue

$429,900
Phoenix, AZ 85037
4 beds3 baths1,942 sqftSingle Family
The assumable advantage
6.39%
VA assumed rate
$92,119 interest already paid off
Estimated Loan Balance$425,367
Cash to close$6,013
Est. Monthly PITI$3,226
Initial Loan Amount$440,990
Time on site50 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$4,533
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained 4 bedroom, 3 bathroom home featuring fresh paint throughout the home, located in the gated community of Western Enclave. Built in 2023, this 1,942 sq ft home offers a modern layout with spacious living areas and plenty of natural light. The kitchen opens to the main living space creating an open floor plan, ideal for everyday living and entertaining. The backyard has been improved with irrigation and real grass, providing a great outdoor space to relax, play, or entertain. Western Enclave features community parks, walking trails, and a dog park for residents to enjoy. Conveniently located near the I-10 and Loop 101 with easy access to Westgate Entertainment District, State Farm Stadium, Topgolf, and Tanger Outlets!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $4,533. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,942
Property typeSingle Family
MLS #7034032
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,768/mo
Source est. payment (PITI)
$3,226/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$4,533

Asking price minus remaining loan balance. Closing costs are additional.

$0$4,533
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.