Properties / 10708 W CAMELOT Circle
VA ASSUMABLERate: 2.84%

10708 W CAMELOT Circle

$330,000
Sun City, AZ 85351
2 beds2 baths1,656 sqftSingle Family
The assumable advantage
2.84%
VA assumed rate
$38,300 interest already paid off
Estimated Loan Balance$261,555
Cash to close$71,349
Est. Monthly PITI$1,435
Initial Loan Amount$289,800
Time on site50 days
Remaining Term25 years, 2 months
Seller's equity (what you pay)
$68,445
Cash or secondary financing
Monthly savings
$733
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Welcome to your dream home in the highly sought-after active adult community of Sun City! This beautifully maintained 2-bedroom, 2-bath residence offers the perfect blend of comfort, convenience, and vibrant lifestyle living. Step inside to discover a spacious, light-filled living room ideal for relaxing or entertaining, along with a dedicated dining area perfect for hosting family and friends. The functional layout flows seamlessly, creating an inviting atmosphere throughout the home. The garage features a versatile workshop spaceperfect for hobbies, projects, or additional storage. Outside, enjoy a generously sized backyard complete with a covered patio, offering the ideal setting for morning coffee, evening gatherings, or simply soaking in Arizona's beautiful weather. MORE.... Living in Sun City means access to an unmatched lifestyle, including scenic walking paths, multiple recreation centers packed with activities, sparkling community pools, and beautifully maintained golf courses just minutes from your door. Whether you're an avid golfer or simply enjoy the serene views, this community truly has it all. Don't miss your chance to own a slice of paradise in one of Arizona's most desirable adult communities!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $68,445. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,656
Property typeSingle Family
MLS #7001019
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,213/mo
Source est. payment (PITI)
$1,435/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$68,445

Asking price minus remaining loan balance. Closing costs are additional.

$0$68,445
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.