Properties / 34019 W SUPERIOR Avenue
FHA ASSUMABLERate: 2.73%

34019 W SUPERIOR Avenue

$485,000
Tonopah, AZ 85354
6 beds3 baths2,442 sqftSingle Family
The assumable advantage
2.73%
FHA assumed rate
$34,109 interest already paid off
Estimated Loan Balance$215,630
Cash to close$269,370
Est. Monthly PITI$1,407
Initial Loan Amount$245,471
Time on site17 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$269,370
Cash or secondary financing
Monthly savings
$1,858
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Check out this fabulous single-story 4 BED 3 BATH, 2 STUDIOS FOR 6 BEDROOMS. Home perfectly situated on a HUGE 1.2-acre lot! From the moment you enter, you will find a harmonious open floor plan graced with abundant natural light, soft palette, and vaulted ceilings that add to the spacious feel. Spotless kitchen features plenty of cabinets & cupboards, a center island with a breakfast bar, built-in appliances, and a handy pantry. In the main bedroom, you will have a walk-in closet for effortless organization and a private bathroom with a soaking tub, bringing ease to your everyday routine. PLUS! HOME HAS 2 ATTACHED STUDIOS WITH SEPERATE ENTRANCES. Spend quiet moments in the relaxing backyard while enjoying your refreshing drink. Don't miss out!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $269,370. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms3
Square feet2,442
Property typeSingle Family
MLS #7071058
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,002/mo
Source est. payment (PITI)
$1,407/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$269,370

Asking price minus remaining loan balance. Closing costs are additional.

$0$269,370
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.