Tons of character awaits in this charming, block-constructed home, perfectly nestled in a quiet cul-de-sac with no HOA! Enjoy massive energy savings with your very own owned solar system. Inside, a spacious living area flows seamlessly into the kitchen, dining, and family room--featuring a gorgeous wood-burning fireplace perfect for cozy evenings. The large, fully fenced backyard offers endless possibilities for outdoor living. Enjoy peace of mind with excellent recent updates, including all new flooring, a new heat pump, a new water heater, and a water softener, all installed in 2021. This property is a short sale, presenting an incredible opportunity to move in and make it your own at a great price!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.