Properties / 2545 N MILLER Road
VA ASSUMABLERate: 5.78%

2545 N MILLER Road

$570,000
Scottsdale, AZ 85257
3 beds2 baths1,669 sqftSingle Family
The assumable advantage
5.78%
VA assumed rate
$98,935 interest already paid off
Estimated Loan Balance$392,840
Cash to close$179,311
Est. Monthly PITI$2,716
Initial Loan Amount$414,400
Time on site50 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$177,160
Cash or secondary financing
Monthly savings
$918
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Just Reduced and back on market!!! Semi newly remodeled townhome! $10,000s in upgrades: kitchen, bathrooms: black stainless steel appliances, cabinets, granite counters, LVT flooring, light fixtures, plumbing fixtures, door hardware, ceiling fans. Ext./int. painting and desert landscaping. Step into the open great room with high beamed ceilings that welcomes multiple shared spaces. Front gated private entrance with pergola and canopy shaded area; private backyard with a pergola patio. Carport and front entrance Google home cameras included. A short walk to the greenbelt, offering 20 miles of scenic biking and hiking trails, wildlife, ponds and Coronado Golf Course. 5 minutes to Historic Old Town and many popular local dining, entertainment, corporate business facilities, Scottsdale Civic Ctr. Close to 101 and 202 freeway access. Rentals allowed

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $177,160. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,669
Property typeSingle Family
MLS #7019071
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,443/mo
Source est. payment (PITI)
$2,716/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$177,160

Asking price minus remaining loan balance. Closing costs are additional.

$0$177,160
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.