Properties / 41590 W DUSTY CREEK Drive
FHA ASSUMABLERate: 7.31%

41590 W DUSTY CREEK Drive

$360,000
Maricopa, AZ 85138
4 beds2 baths1,827 sqftSingle Family
The assumable advantage
7.31%
FHA assumed rate
$71,622 interest already paid off
Estimated Loan Balance$332,088
Cash to close$29,184
Est. Monthly PITI$2,826
Initial Loan Amount$340,704
Time on site50 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$27,912
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautiful newer home offering modern style, energy efficiency, and a functional open-concept layout in the growing Maricopa area. This thoughtfully designed floor plan features spacious living areas, a large kitchen with abundant cabinetry, island seating, and seamless flow into the great room--perfect for everyday living and entertaining. Generous bedrooms provide flexibility, while the private primary suite offers a comfortable retreat with en-suite bath and walk-in closet. Enjoy low-maintenance outdoor space with room to personalize and relax. Located in a desirable community with parks, walking paths, and convenient access to shopping, dining, and local amenities. A fantastic opportunity to own a move-in ready home with modern comfort and style.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $27,912. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,827
Property typeSingle Family
MLS #7028732
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,349/mo
Source est. payment (PITI)
$2,826/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,912

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,912
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.