Properties / 9153 W UTOPIA Road
VA ASSUMABLERate: 5.13%

9153 W UTOPIA Road

$505,000
Peoria, AZ 85382
3 beds2 baths1,880 sqftSingle Family
The assumable advantage
5.13%
VA assumed rate
$90,974 interest already paid off
Estimated Loan Balance$439,130
Cash to close$65,870
Est. Monthly PITI$2,875
Initial Loan Amount$466,200
Time on site8 days
Remaining Term26 years, 2 months
Seller's equity (what you pay)
$65,870
Cash or secondary financing
Monthly savings
$434
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

WESTBROOK VILLAGE GEM - COME MAKE THIS YOUR NEW RIGHT-SIZE HOME! Beautifully maintained 3-bedroom Camelback model ideally situated at the end of a quiet cul-de-sac with a lovely Partial golf course view! And YES Fully furnished-- making it easy to enjoy all that Westbrook Village has to offer. Step inside and you'll immediately feel the warmth and pride of ownership. The home features engineered hardwood flooring, neutral finishes, vaulted ceilings, plantation shutters, ceiling fans, plant shelves, dual-pane windows and sunscreens. The bright, inviting kitchen offers white cabinetry and opens seamlessly to the great room, where a charming bay window brings in plenty of natural light. Enjoy beautiful partial view of the golf course without living on the golf course from Great room, and patio. Kitchen features a bay window with sitting area, dual sinks and a walk-in closet. Additional bedrooms offer flexibility for guests, an office or hobbies. Step outside to enjoy the newly improved exterior, including a new tile walkway and patio, creating an inviting space for morning coffee or relaxing with friends. The home also features a tile roof, security doors and attractive curb appeal. The garage has been upgraded with an epoxy floor, providing a clean, durable and polished finish. Move-in ready and perfectly suited for year-round living or a winter retreat, this home offers the ideal combination of comfort, location and low-maintenance living. Most Furnishings stay with the home, making this an especially easy opportunity for a snowbird looking for a ready-to-enjoy Arizona home. Come see why this Westbrook Village home is the perfect place to right-size, relax and enjoy the lifestyle! Please use Roc Title June Mc Donald Surprise thank you

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $65,870. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,880
Property typeSingle Family
MLS #7074404
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,544/mo
Source est. payment (PITI)
$2,875/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$65,870

Asking price minus remaining loan balance. Closing costs are additional.

$0$65,870
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.