Why settle for average when you can own space and freedom. This like-new 3 bedroom, 2 bathroom home, built in 2021, sits on 1.4 acres in Tonopah, giving you the room to live how you want with no HOA restrictions. Whether you're dreaming of bringing your toys, animals, or just enjoying wide open space, this property delivers. Inside, you'll find a modern, move-in ready home with the feel of new construction, without the wait or rising costs. And here's the part most buyers miss: Take advantage of the seller's assumable mortgage at just 4.2% interest rate, a rare opportunity in today's market that could mean significant monthly savings. Or USDA no down loan option. Additional features include a shared well for water efficiency and lower utility costs. Homes like this don't come around ofte
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $22,605. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.