Properties / 12035 W WIER Avenue
FHA ASSUMABLERate: 6.32%

12035 W WIER Avenue

$430,000
Avondale, AZ 85323
4 beds3 baths1,879 sqftSingle Family
The assumable advantage
6.32%
FHA assumed rate
$85,184 interest already paid off
Estimated Loan Balance$386,765
Cash to close$44,158
Est. Monthly PITI$3,084
Initial Loan Amount$402,573
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$43,235
Cash or secondary financing
Monthly savings
$30
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

MOTIVATED SELLERS! Check out this gorgeous single-story home, located in the beautiful master-planned community of Alamar! This home's interior offers an open layout perfect for entertaining and easy everyday living, featuring soft carpeting, tile in all the right places, and neutral tones. The impeccable kitchen is complete with espresso cabinets, quartz countertops, a walk-in pantry, SS appliances, and an island, perfect for casual meals. Enjoy a good night's rest in the primary retreat, including a practical walk-in closet and an ensuite with double sinks. Get ready for weekend grills and peaceful evenings in the backyard, featuring a covered patio, a paver seating area, and artificial turf, where you can entertain guests or simply relax. Hurry up, this one will sell fast!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $43,235. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,879
Property typeSingle Family
MLS #7055630
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,506/mo
Source est. payment (PITI)
$3,084/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$43,235

Asking price minus remaining loan balance. Closing costs are additional.

$0$43,235
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.