Properties / 45574 W TULIP Lane
VA ASSUMABLERate: 3.45%

45574 W TULIP Lane

$366,000
Maricopa, AZ 85139
6 beds4 baths2,745 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$20,876 interest already paid off
Estimated Loan Balance$129,471
Cash to close$237,815
Est. Monthly PITI$986
Initial Loan Amount$140,694
Time on site50 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$236,529
Cash or secondary financing
Monthly savings
$1,523
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

Seller offering up to 3% towards buyers closing costs or rate buy down depending on buyers offer. If you are looking for SPACE, this home is it!! Check out this beautiful 6 bedroom, 3.5 bathroom home located in Maricopa Meadows. Featuring formal sitting and dining room down stairs as well as a full bedroom with en suite downstairs. This would make an amazing second master bedroom or mother in law suite. This great home also features a loft upstairs and very spacious bedrooms. Lots of space in the back yard too with half already done in pavers and pergola. The other side a blank slate waiting for your new pool or turf! Lots of natural sunlight to love here.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $236,529. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms4
Square feet2,745
Property typeSingle Family
MLS #7013486
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$635/mo
Source est. payment (PITI)
$986/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$236,529

Asking price minus remaining loan balance. Closing costs are additional.

$0$236,529
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.