Escape to the cool pines of Arizona's White Mountains in this charming 2-bedr, 2-bath retreat with a detached one-car garage, nestled in the highly sought-after Bison Ridge community. Surrounded by towering pines and beautifully maintained grounds, this inviting mountain getaway offers the perfect blend of comfort, tranquility, and outdoor adventure. Inside, the open-concept design showcases vaulted tongue-and-groove ceilings, a stunning stone gas fireplace, and a spacious living area ideal for relaxing or entertaining. Nicely sized bedrooms provide comfort and privacy, while the primary suite features its own attached bath for added convenience. Step outside to the oversized covered back porch and enjoy the peaceful mountain setting, fresh alpine air, and the serene beauty. Whether you're searching for a full-time residence, vacation getaway, or weekend escape, this home truly delivers the mountain lifestyle you've been looking for. Beyond the home itself, Bison Ridge residents enjoy easy access to the charming mountain communities of Show Low, Pinetop, and Lakeside, known for their year-round festivals, classic car shows, farmers markets, seasonal carnivals, art fairs, rodeos, and community events that bring the area to life. Golf enthusiasts will appreciate the nearby championship golf courses and private clubs, while outdoor lovers can explore endless opportunities for hiking, fishing, boating, skiing, biking, and ATV adventures throughout Arizona's breathtaking high country. The area truly offers something for everyone, from boutique shopping, spas, wineries, coffee shops, and fine dining to family-friendly parks, playgrounds, and seasonal activities for all ages. Spend weekends enjoying local events, relaxing on the golf course, exploring nearby lakes and trails, or simply unwinding on the back porch while taking in the beauty of the surrounding forest. Conveniently located near Fool Hollow Lake Recreation Area, National Forest access, Bison Golf Club, and Show Low City Park featuring disc golf, tennis, baseball, basketball courts, and community events, this property places outdoor recreation just minutes from your doorstep. Living in Bison Ridge offers the ideal White Mountain lifestyle with cooler temperatures, abundant wildlife, natural beauty, and a welcoming mix of full-time and seasonal residents; all while being close to shopping, dining, and everyday conveniences. *** Discover the White Mountains of Arizona, where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains - Arizona's best-kept secret. Come explore and embrace the MAGIC!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $86,341. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.