Looking for a new home? This charming single-level residence in Santa Rosa Springs is the one! Providing 4 beds + den, 2 baths, 2-car garage, and a mature landscape. The inviting interior showcases abundant natural light, a designer palette, tile flooring in common areas, and soft carpet in bedrooms. Designed for everyday living & entertaining, the seamlessly flowing open layout is sure to impress! The kitchen boasts SS appliances, granite counters, espresso cabinetry, recessed lighting, a pantry, and an island w/breakfast bar. Versatile den for an office! Large main bedroom has a walk-in closet & an ensuite w/dual sinks. Check out the spacious backyard offering a covered patio to relax! Make this yours!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.